Project cash flow, cap rate, and break-even occupancy for a Pocono STR.
Property & Financing
$
%
= $75,000
%
%
= $11,250
$
Rental Income
$
%
Nights / year ≈ 201
nights
# of stays/year ≈ 67
Annual Operating Expenses
$
$
$
$
$
$
$
if equipped
$
$
cost after guest fee, applied per turnover
$
%
%
%
Airbnb / VRBO host fee
%
Big-ticket & furniture refresh
Monthly Cash Flow
$61
$730 per year, after mortgage
Cash-on-Cash Return
0.7%
Cap Rate
6.6%
Net Operating Income
$24,681
Gross Annual Revenue
$57,285
Mortgage (annual)
$23,951
Total Cash Invested
$111,250
Break-even occupancy: 54.0%. Your 55.0% is above break-even.
Estimates only, not financial advice — actual results vary with rates, seasonality, and community rules. Always confirm that short-term rentals are permitted with the HOA and township before buying.
